A well publicized requirement of the bankruptcy reform laws that went into effect in October 2005 is that most individual debtors must obtain credit counseling prior to filing for bankruptcy. All of the counseling agencies provide the services over the Internet or via telephone. Some provide services at a local office. Below is a list of the credit counseling agencies currently approved for debtors in the Southern District of California, which includes San Diego and Imperial County:
Alliance Credit Counseling, Inc.
15720 John J. Delaney Dr., Suite 100
Charlotte, NC 28277-2747
888-995-7856
Best Credit Service, Inc.
2400 Crestwood Road, Suite 203
North Little Rock, AR 72116
800-435-7227
ByDesign Financial Solutions
5628 E. Slauson Avenue
Los Angeles, CA 90040
800-750-2227
Consumer Credit Counseling Service of Greater Atlanta Inc.
100 Edgewood Avenue, Suite 1800
Atlanta, GA 30303
800-251-2227
Consumer Credit Counseling Services of San Francisco
150 Post Street, 5th Floor
San Francisco, CA 94108
800-777-7526
Consumer Credit Counselors of Kern County
5300 Lennox Avenue, Suite 200B
Bakersfield, CA 93309
800-272-2482
Consumer Credit Counselors of Orange County
1920 Old Tustin Avenue
Santa Ana, CA 92705
888-289-8230
Consumer Credit Management, Inc.
28124 Orchard Lake Road, Suite 102
Farmington Hills, MI 48334
888-821-4357
Credit Advisors Foundation
1818 South 72nd Street
Omaha, NE 68124
800-942-9027
Credit Counseling Centers of America
9330 LBJ Freeway, Suite 900
Dallas, TX 75379-8039
800-493-2222
Garden State Consumer Credit Counseling, Inc.
225 Willowbrook Road
Freehold, NJ 07728
877-892-4557
GreenPath, Inc.
38505 Country Club Drive, Suite 210
Farmington Hills, MI 48331-3429
800-630-6718
Hummingbird Credit Counseling and Education, Inc.
3737 Glenwood Avenue, Suite 100-106
Raleigh, NC 27612
800-645-4959
Institute for Financial Literacy, Inc.
449 Forest Avenue, Suite 12
Portland, ME 04101
866-662-4932
Money Management International Inc.
9009 West Loop South, 7th Floor
Houston, TX 77096-1719
877-918-2227
Springboard Nonprofit Consumer Credit Management Inc.
4351 Latham Street
Riverside, CA 92501
800-947-3752
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